Residential apartment block typical of Singapore private housing
Property & Conveyancing

Conveyancing from option to SLA lodgement

We act on HDB resale, private apartments, landed homes, and commercial units. The file runs from the option to purchase through stamp duty, the bank, CPF, and completion.

What a Singapore property file involves

A purchase or sale has a fixed sequence: option, exercise, title search, requisitions, stamp duty, mortgage papers, completion, and lodgement with the Singapore Land Authority. HDB resale adds HDB’s own forms and timelines. We keep that sequence on one checklist so you know which date is yours and which is the bank’s or the developer’s.

Buying

We read the OTP before you exercise. We search title and raise requisitions. We work with your bank on the mortgage and with IRAS on buyer’s stamp duty (and additional buyer’s stamp duty where it applies). At completion we attend to the transfer and the keys.

Selling

We prepare the sale documents, arrange discharge of the existing mortgage, and deal with CPF refunds where CPF monies were used. Sale proceeds are accounted for against the completion statement you approve.

Furnished apartment interior at the point of legal completion and handover
Transaction Types

Property work we take

Apartment building for private residential purchases

Residential purchase

HDB resale, private resale, new launch, and executive condominiums, each with the forms that apply.

Keys handed over on a completed sale

Residential sale

Sale agreement, redemption, CPF refund, and completion attendance.

Commercial office towers typical of a Singapore property file

Commercial units

Office, shop, and industrial transfers, including tenancy schedules on the title.

Office interior relevant to commercial lease work

Leases

Review, assignment, renewal, and subletting for landlords and tenants.

Mortgage and refinancing documents on a desk

Refinancing

Discharge and new charge with the outgoing and incoming banks on the same completion.

Title search materials and legal references

Title searches

Standalone searches and a written note of encumbrances for a buyer or an investor.

Lawyer reviewing a sale and purchase agreement

The conveyancing sequence

  1. OTP or sale agreement review
  2. Title search and requisitions
  3. Mortgage papers with your bank
  4. Stamp duty assessment and payment
  5. Pre-completion checks
  6. Completion and key handover
  7. SLA lodgement after completion

If HDB, the bank, or the other solicitor delays a step, we tell you the same day and what can still be done on your side.

Instruct before you exercise the option

Send the OTP or the draft sale agreement as soon as you have it. Early review is cheaper than fixing a clause after exercise.

Request a Consultation